A 45-minute, CPD-assessed anti-money laundering and counter-terrorist financing course for everyone at an FCA-regulated or MLR-registered firm. Rewritten for 2026, built on filmed workplace scenarios, and scheduled, chased and certified for you. From £60 a person a year.
Written for an investment, advisory or lending business rather than a bank branch, so the examples are subscriptions, redemptions and introducers, not cash across a counter.
Criminal property, why suspicion is enough, the three principal offences under the Proceeds of Crime Act 2002 and which one is most likely to reach somebody doing ordinary work, the Terrorism Act 2000, and proliferation financing. The three stages of laundering shown as a subscription, a redemption and a portfolio, not as cash.
The firm-wide risk assessment and its four factors, what risk tends to look like in an investment or advisory business, and each person's part in it. Includes a filmed scenario.
When due diligence has to be done, the three levels (simplified, standard and enhanced), source of funds against source of wealth, verifying identity from reliable and independent sources, beneficial ownership and the 25% test, and why relying on an introducer moves the work but not the responsibility.
What ongoing monitoring actually requires, the events that should refresh a client file before its review date, and the five-year record-keeping rule and when its clock starts.
The duty to report, what to put in an internal report to the MLRO, what reporting protects you from, consent (a DAML) and why a payment can stay frozen for weeks, and tipping off. Includes a filmed scenario.
Why a domestic PEP now starts from a lower risk assumption than a foreign one, how far the definition reaches, the twelve months after leaving office, and what senior approval means beyond a signature.
A risky country as a reason to look harder, and a sanctioned name as a reason to stop now: two regimes, different laws, different people to tell. The FATF call for action list, the single UK Sanctions List, ownership and control, and licences.
What is expected of each member of staff, why the training comes round every year, and three things to do this week.
Who is answerable for what, speaking up, where culture actually shows, and when the firm can, and sometimes must, decline business.
What to take away, followed by the test and the certificate.
Thresholds move - three of them moved in June 2026 - so the course teaches what to do rather than numbers to memorise. By the end, a learner can:
Two short films, shot for Fundsure with the same cast across the catalogue, put the learner in the moment a colleague has to decide what to do. In one, she has a concern about a client and no proof. In the other, a client has not given him the information he asked for. After each, the learner chooses what the person should do, and is told why the tempting answers are wrong: waiting for proof, asking the client to explain, or telling them compliance is holding things up, which can amount to tipping off.
The test at the end draws 10 questions from a bank of 30, with a pass mark of 80%, and a pass issues a named, CPD-marked certificate that anyone can check online.
Every dated claim in the course is checked against its primary source. Last checked Sept 2026.
The Money Laundering and Terrorist Financing (Amendment) Regulations 2026, in force 30-Jun-26, replaced “high-risk third country” with “FATF call for action country”. Enhanced due diligence is now compelled only for that short list; grey-listed countries remain a risk factor.
UK designations have been published on one list since 28-Jan-26, when OFSI's consolidated list closed. The course points to the live list, and explains why a sanctions match is frozen and reported, not sent to the NCA as a SAR.
The offence under the Economic Crime and Corporate Transparency Act 2023 has been in force since 01-Sept-25, and 2026 is its first full year.
Published 07-Aug-26 after the FCA wrote to around 900 registered firms: over-reliance on a parent's financial crime controls, and unregulated lending through special purpose vehicles.
Since the Financial Services and Markets Act 2023 a domestic PEP starts from a lower risk assumption than a foreign one, which firms get wrong in both directions.
Covered in their own right, with the Terrorism Act 2000 offences named, not folded into money laundering.
Regulation 24 of the Money Laundering Regulations 2017 requires firms to give relevant staff regular training on money laundering and terrorist financing, and to keep a record of it. The FCA and the JMLSG guidance expect it refreshed at least once a year.
The record matters as much as the training. In the Fundsure Portal every sitting, score and certificate is kept, exportable to Excel and carried into the compliance officer’s report to the board, so the evidence is there when a supervisor asks for it.
How the portal runs trainingFor FCA Annex 1 firms and other MLR-registered businesses that only need the annual AML training. Scheduled, chased and certified in the portal.
Book a demoAML and CTF plus Conduct Rules, SMCR, sanctions, non-financial misconduct and the other 15 courses, with no per-course fees.
See all 20 coursesSanctions as prohibitions: freeze first, then escalate and report.
See the courseThe corporate offence of failing to prevent the facilitation of tax evasion.
See the courseAgents, gifts and hospitality, facilitation payments and raising a concern.
See the courseThe other course most firms give everyone every year, under SM&CR.
See the courseWe will send you a link to take the whole course, filmed scenarios and test included, or walk you through the portal with a demonstration firm.
